California Department of Insurance CA Life, Accident and Health or Sickness Examination : CA-Life-Accident-and-Health

CA-Life-Accident-and-Health real exams

Exam Code: CA-Life-Accident-and-Health

Exam Name: CA Life, Accident and Health or Sickness Examination

Updated: Jun 01, 2026

Q & A: 157 Questions and Answers

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About California Department of Insurance CA Life, Accident and Health or Sickness Examination : CA-Life-Accident-and-Health Exam

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Many candidates are headache about exam California Department of Insurance CA-Life-Accident-and-Health since some of them find they have no confidence to attend the real test; some of them failed exam again and do not want to fail again. If you are still thinking about how to pass, let our Real test dumps for CA Life, Accident and Health or Sickness Examination help you. Every day we hear kinds of problems from candidates about their failure, our professional can always give them wise advice. Our CA-Life-Accident-and-Health exam preparation helps thousands of candidate sail through the examination every year. If you really want to get rid of this situation, please go and follow us, everything will be easy. Below I summarize the questions about CA-Life-Accident-and-Health - CA Life, Accident and Health or Sickness Examination exam preparation most candidates may care about for your reference.

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which policy provision protects the insurer against possible adverse selection?

A) Nonforfeiture.
B) Reinstatement.
C) Suicide clause.
D) Entire contract.


2. A worker is entitled to Social Security disability benefits if all of the following are true EXCEPT the

A) worker cannot perform his or her current job, but is actively seeking other employment.
B) disability is expected to continue for 12 months or result in death.
C) worker is under age 65.
D) worker is insured for disability benefits.


3. According to the California Insurance Code, all of the following Long-Term Care (LTC) insurance sales are considered unnecessary EXCEPT

A) two additional LTC policies that equal the combined benefits on an existing one.
B) an additional LTC policy to an insured who already has two LTC policies.
C) a replacement LTC policy with fewer benefits and a higher premium.
D) a replacement LTC policy with equal benefits for a lower premium.


4. A contract in which one party promises to indemnify another against loss that arises from an unknown event is

A) a retrocession agreement.
B) an insurance policy.
C) a restoration policy.
D) a hold-harmless agreement.


5. Life insurance policy illustrations must include all of the following EXCEPT

A) the name of the insured.
B) the page number of each page.
C) a statement that all benefits and values are guaranteed.
D) the relationship of each page to the total number of pages.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: A
Question # 3
Answer: D
Question # 4
Answer: B
Question # 5
Answer: C

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